An investment strategy where an individual divides invested money equally throughout different certificates of deposit (CDs). The CDs have different maturity dates. This prevents interest rate locks and protects investors from risk. The yield from one maturity can be used on another.
Related information about CD ladder:
- CD Ladder Calculator Build a Certificate of Deposit Portfolio Ladder ...
Bankrate.com provides free advice and cd ladder calculators for certificate of deposit portfolios.
- How to ladder a CD portfolio
Jan 1, 2001 ... Laddering a CD portfolio will give you the best return on your money. Here's how it works.
- CD Laddering Strategies in a Low-Yield World | Fox Business
May 22, 2012 ... "The CD ladder is always going to be more attractive for the more conservative investor," says Marsha Baker, a CPA who teaches consumer ...
- How to Create the Ultimate Certificate of Deposit (CD) Ladder
CD ladders help savers earn significantly more interest on savings and cash.
- Creating a CD Ladder for Your Emergency Fund or Other Savings to ...
Oct 5, 2008 ... Let's say I wanted to create a simple CD ladder out of six month CDs. I buy one on the first of each month for six months. Then, on the first day of ...
- How to Create a CD Ladder - Frugal Dad
Jun 30, 2010 ... The real beauty of creating a CD ladder is that you don't have to obligate your entire amount of savings into a 12-month CD to get a positive ...
- CD Ladders: How to Create a CD Ladder
Creating a CD ladder can be a creative and simple way to take advantage of a traditionally safe investment product. By laddering your CDs, you can maximize ...
- How to Build a CD Ladder (Infographic)
Any healthy portfolio includes some cash investments. Because cash comes with relatively high liquidity, and because it is generally considered safe (