Federal law giving individuals the right to examine their own credit history. The provisions of this law enable consumers to approach credit reporting agencies to see what the agencies may be saying about them, find out if their credit information has been used any third parties, and approach an agency to dispute wrongful use or interpretation of their information. The law also places restrictions on the consumer reporting agencies, such as requiring the agencies to provide each consumer one free report per year upon request, as well as restricting the amount of time certain information can remain on one's credit report.
Related information about Fair Credit Reporting Act:
- Fair Credit Reporting Act - Federal Trade Commission
ing complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. ... For example, this version uses FCRA section numbers (งง 601-629) in the ...
- FTC Office of the Secretary - Fair Credit Reporting Act Links
Oct 24, 2012 ... FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 ...
- Fair Credit Reporting Act - Wikipedia, the free encyclopedia
The Fair Credit Reporting Act (FCRA) is a United States federal law (codified at 15 U.S.C. § 1681 et seq.) that regulates the collection, dissemination, and use of ...
- A Summary of Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness and privacy of information in the files of consumer reporting agencies. There are ...
- EPIC - The Fair Credit Reporting Act (FCRA) and the Privacy of Your ...
The Fair Credit Reporting Act (FCRA), Public Law No. 91-508, was enacted in 1970 to promote accuracy, fairness, and the privacy of personal information ...
- The Fair Credit Reporting Act
EPIC logo. Note: This act was substantially amended by the 1996 budget bill. The Fair Credit Reporting Act. 15 USC 1681 (1992). Sec. 1681. Congressional ...
- Changes to the Fair Credit Reporting Act: Important Steps Forward ...
The changes to the Fair Credit Reporting Act passed by Congress this year make some improvements for consumers to increase the accuracy of credit reports, ...
- 15 USC § 1681 - Congressional findings and statement of purpose ...
This subchapter known as the “Fair Credit Reporting Act”, see Short Title note set out under section 1601 of this title. Study of Effects of Credit Scores and ...