A 1977 federal law that serves to regulate collection agencies. The FDCPA outlines the conditions under which these agencies may operate in an effort to prevent deception, harassment, and other unfair debt collection practices. The rules of the FDCPA only apply to third-party debt collectors, and only to debts held by individuals (not by businesses). The FDCPA outlines a number of activities that would be seen as deceptive or harmful, and are hence prohibited, as well as requiring a number of helpful activities to be followed. THE FDCPA is enforced by the Federal Trade Commission, who also presents an annual report to Congress in regards to these issues.
Related information about Fair Debt Collection Practices Act:
- The Fair Debt Collection Practices Act
Dec 21, 2011 ... Full text of the law governing third party collection of debts.
- Fair Debt Collection Practices Act - Federal Trade Commission
prepared the following complete text of the Fair Debt Collection Practices Act. ( FDCPA), 15 U.S.C. งง 1692-1692p. Please note that the format of the text differs in ...
- Fair Debt Collection Practices Act - Federal Trade Commission
Sep 17, 2012 ... FTC Educational material and staff opinions on the FDCPA.
- Debt Collection FAQs: A Guide for Consumers
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a ...
- Fair Debt Collection Practices Act - Wikipedia, the free encyclopedia
The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692 et seq., is a United States statute added in 1978 as Title VIII of the Consumer Credit Protection ...
- Consumer Laws and Regulations: Fair Debt Collection Practices Act ...
The FDCPA applies only to the collection of debt incurred by a consumer primarily for personal, family, or household purposes. It does not apply to the collection ...
- The Fair Debt Collection Practices Act (FDCPA)
Consumer rights under the Fair Debt Collection Practices Act (FDCPA).
- Fair Debt Collection Practices Act | LII / Legal Information Institute
The FDCPA provides debtors with a means for challenging payoff demands, and for determining the validity and accuracy of asserted debts. 15 U.S.C. §1692g.