A state which does not require insurance companies to receive approval for a new insurance rate before it is sent to the public, but which does require the company to send the rate adjustment to the state insurance board for filing.
Related information about file-and-use state:
- What is file-and-use state? definition and meaning
Definition of file-and-use state: A state which does not require insurance companies to receive approval for a new insurance rate before it is sent to the public, ...
- STATES MAKING PROGRESS ON RATE REVIEW - Families USA
Oct 14, 2011 ... Standardization of data collection will streamline the review process. New Jersey is a file and use state—in the individual and small group ...
- Bureau Rate: Definition from Answers.com
In a file-and-use state, a company can use a deviated rate without approval, after having filed it with the state insurance department. In a modified prior approval ...
- Bulletin PC-62 - CT.gov
Jan 7, 2008 ... Connecticut is a 'File and Use' state so forms filings (other than those specifically excluded in law) may be used withn forty-five (45) days of the ...
- The Case for a Stronger Federal Role in Insurance Regulation ...
Jun 25, 2010 ... George Pataki had signed a law in 1996 that abolished long-standing prior approval, transforming New York into a “file and use” state. Pataki at ...
- Health Reform on - The Henry J. Kaiser Family Foundation
example, Idaho is a “file and use” state, in which carriers are only required to submit an actuarial certification that the rates are compliant with the law.39 ...
- Attachment to ID-FF Certification Form
Idaho is a “file and use” state. This means that it is the company's responsibility to review all statutes, rules and bulletins, which may be pertinent to its filings prior ...
- Bulletin to Insurers Regarding 2009-2011 Wisconsin State Budget ...
Jul 24, 2009 ... As a reminder, Wisconsin is now a file and use state for most policy form filings. Most policy forms can be used 30 days after they are filed with ...