Adopted by Canadian authorities, this plan allows individuals to make tax-free withdrawals from their retirement accounts up to a total of $20,000 in maximum increments of $10,000 per year. The money is intended to be used for the individual's or the spouse's education. The money needs to be paid back to the fund within a certain amount of time.
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If you or your spouse is considering the possibility of continuing your education, or if you're currently enrolled in an education program, you can tap your RRSP.
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