1. The risk that a pension fund or life insurance company takes on by offering its plans, due to the chance that the company could end up paying out more than anticipated due to increasing life expectancy. The risk is particularly high for any plans that ensure lifetime benefits for the recipient.
2. The risk that the amount of money an individual saves for retirement might not be enough to sustain them, due to increased life expectancy.
Related information about longevity risk:
- Longevity risk - Wikipedia, the free encyclopedia
A longevity risk is any potential risk attached to the increasing life expectancy of pensioners and policy holders, which can eventually translate in higher than ...
- Longevity Risk Definition | Investopedia
The risk to which a pension fund or life insurance company could be exposed as a result of higher-than-expected payout ratios. Longevity risk exists due to the ...
- The Financial Impact of Longevity Risk -- Chapter 4: Global - IMF
longer than expected—longevity risk—has received ... from the financial viewpoint; since longevity risk ... longevity risk; for example, corporate pension plans ...
- Longevity Risk Conference 2012 | Longevity Risk 8
Eighth International Longevity Risk and Capital Markets Solutions Conference. Friday, September 7 and Saturday, September 8, 2012. Waterloo, Ontario ...
- Investing to Avoid the Longevity Risk - Stocks - About.com
Following a too conservative investment strategy in retirement may not protect you from outliving your money.
- Longevity risk fuels search for solutions - FT.com
Aug 12, 2012 ... Pension schemes are in trouble. Against a backdrop of dwindling returns, the only thing that appears to be going up is how long scheme ...
- SOA - Society of Actuaries - Longevity Risk Quantification and ...
Longevity Risk Quantification and Management: A Review of Relevant literature. Research Projects – Life Insurance. The Committee on Life Insurance ...
- WP3: Longevity Risk and Private Pensions - OECD
In order to assess the impact of longevity risk on employer-provided DB pension plans, the ... discusses several policy issues on how to deal with longevity risk ...