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premium to surplus ratio

A ratio used to gauge an insurance company's financial strength by measuring how heavily it is leveraged by liabilities. While a low ratio may indicate financial stability, it can also indicate slow growth and insufficient loss reserves.

Related information about premium to surplus ratio:
  1. Glossary | The Doctors Company
    Premium-to-surplus Ratio (P/S) The ratio of net written premium to surplus. This ratio reflects a company's financial strength and future solvency. The ratio should ...
     
  2. Premium To Surplus Ratio
    PREMIUM TO SURPLUS RATIO. This ratio is designed to measure the ability of the insurer to absorb above-average losses and the insurer's financial strength.
     
  3. Glossary of Insurance Terms
    Premium to Surplus Ratio - This ratio is designed to measure the ability of the insurer to absorb above-average losses and the insurer's financial strength.
     
  4. Premium-To-Surplus Ratio: Definition from Answers.com
    Premium-To-Surplus Ratio Ratio commonly used by the property and casualty insurance industry as a measure of financial strength or to indicate to what.
     
  5. What is premium to surplus ratio? definition and meaning
    Definition of premium to surplus ratio: A ratio used to gauge an insurance company's financial strength by measuring how heavily it is leveraged by liabilities.
     
  6. How P/C Insurance Industry Fared Financially in 2010
    Apr 20, 2011 ... The premium-to-surplus ratio as of December 31, 2010, was 0.76 — less than it was any year from 1959 to 2009 and only about half the 1.49 ...
     
  7. Premium to Surplus Ratio - Insurance Glossary
    This ratio is designed to measure the ability of the insurer to absorb above- average losses and the insurer's financial strength. The ratio is computed by dividing ...
     
  8. TRACS - Towers Watson
    Adequacy of Limits/Availability of Reinsurance. 9. Financial Performance. 10. Premium-to-Surplus Ratio. 10. Reserves-to-Surplus Ratio. 10. Risk Retention Ratio ...