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RESPA

Real Estate Settlement Procedures Act. Legislation passed by the U.S. government in 1974 designed to prohibit the use of kickbacks in real estate transactions. Kickbacks between lenders and third parties had been inflating the overall cost of real estate transactions.

Related information about RESPA:
  1. RESPA - Real Estate Settlement Procedures Act Home Page - HUD
    Effective July 21, 2011, the Real Estate Settlement Procedures Act (RESPA) will be administered and enforced by the Consumer Financial Protection Bureau ...
     
  2. HUD RESPA: More Information
    RESPA requires that borrowers receive disclosures at various times. Some disclosures spell out the costs associated with the settlement, outline lender servicing ...
     
  3. Real Estate Settlement Procedures Act - Wikipedia, the free ...
    The Real Estate Settlement Procedures Act (RESPA), was an act passed by the United States Congress in 1974. It is codified at Title 12, Chapter 27 of the ...
     
  4. Real Estate Settlement Procedures Act (RESPA)
    Exemptions from coverage of RESPA and Regula- tion X, set forth in ... covered by RESPA if the obligations are to be assigned before the first payment is due to ...
     
  5. FDIC Law, Regulations, Related Acts - Consumer Protection
    RESPA means the Real Estate Settlement Procedures Act of 1974, 12 U.S.C. .... Any questions or suggestions from the public regarding RESPA, or requests for ...
     
  6. RESPA - Real Estate Settlement Procedures Act - Purpose ...
    Helpful guide to RESPA, the Real Estate Settlement Procedures Act, its purpose, disclosures required...
     
  7. Quiz - RESPA
    The Real Estate Settlement Procedures Act (RESPA) is a consumer disclosure and anti-kickback statute designed to inform consumers of their settlement costs ...
     
  8. Your gateway to the world of RESPA | RESPA News
    RESPAnews.com is the first and only online publication dedicated to covering all of the issues and news related to the Real Estate Settlement Procedures Act ...