A pricing methodology used by financial services companies to determine the interest rate and fees on loan products. The practice includes calculations that incorporate the borrower's creditworthiness and the time value of money.
Related information about risk-based pricing:
- Risk-based pricing - Wikipedia, the free encyclopedia
Risk-based pricing is a methodology adopted by many lenders in the mortgage and financial services industries. It has been in use for many years as lenders try ...
- Agencies Issue Final Rules on Risk-Based Pricing Notices
Jun 24, 2011 ... Risk-based pricing refers to the practice of setting or adjusting the price and other terms of credit provided to a particular consumer based on ...
- Risk Based Pricing Rule Regulatory Compliance Services by Experian
Oct 17, 2012 ... If your institution plans to comply with the upcoming rule via the Risk-based Pricing Notice option, the following Experian contact information ...
- Risk-Base Pricing (RBP) Notice - ScoreInfo.org
Jan 1, 2011 ... Risk-based pricing reflects the common practice used by lenders to set credit ... Lenders that employ risk-based pricing generally offer more ...
- Federal Trade Commission - U.S. Government Printing Office
Jan 15, 2010 ... Fair Credit Reporting Risk-Based Pricing ... creditor to provide a risk-based pricing notice to a consumer ... in risk-based pricing generally offer ...
- Risk-Based Pricing Notice Requirements: Questions and Answers ...
Must risk-based pricing notices be provided to denied applicants? ... specifies when a creditor must provide a risk-based pricing notice to a consumer applying ...
- 1 The FACT Act's Risk-Based Pricing Final Rules Effective January 1 ...
Jan 1, 2011 ... Under the new section 615(h) of FCRA, a risk-based pricing notice must be ... creditor must provide either a risk-based pricing/account review ...
- Risk-Based Pricing Notices to Consumers Regulatory ... - KPMG
Feb 4, 2010 ... that addresses risk-based pricing and requires a person to provide a ... risk- based pricing notice in the form and manner prescribed in the final ...