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core deposits

Banking deposits made by customers in the bank's general market area. A bank considers its core deposits to be a reliable source of funding, since customers in its general market area tend to be loyal and consistent. For example, a business owner who deposits checks at a local bank is less likely to alter his or her depositing habits based on general economic changes, such as interest rate fluctuations. also called primary deposits.

Related information about core deposits:
  1. Core Deposits Definition | Investopedia
    The deposits made in a bank's natural demographic market. Banks count on core deposits as a stable source of funds for their lending base. Core deposits offer ...
     
  2. What is core deposits? definition and meaning
    Definition of core deposits: Banking deposits made by customers in the bank's general market area. A bank considers its core deposits to be a reliable source of ...
     
  3. Core Deposits: Definition from Answers.com
    Core Deposits Deposits acquired in a bank's natural market area, counted as a stable source of funds for lending.
     
  4. What Are Core Deposits?
    Brief and Straightforward Guide: What Are Core Deposits?
     
  5. The Decline in Core Deposits - Federal Reserve Bank of Kansas City
    Federal Reserve Bank of Kansas City ◇ FINANCIAL INDUSTRY PERSPECTIVES 2001. 35. INTRODUCTION. Growth in traditional deposit funding sources ...
     
  6. The Value of Building Core Deposits in a Lagging Loan Demand ...
    Core deposits are those deposits that either don't bear interest, don't reprice in tandem with market rates or reprice more favorably than market rates at the time ...
     
  7. FDIC: Core and Brokered Deposit Study as Mandated by Section ...
    Jul 8, 2011 ... The potential impact on the Deposit Insurance Fund of revising the definitions of brokered deposits and core deposits to better distinguish ...
     
  8. Core Deposits More Critical than Ever to Bank Profitability ...
    Aug 5, 2010 ... Unable to afford large marketing budgets, community banks have difficulty differentiating themselves as the best place for those profitable ...