Exchange Currency

credit rationing

A measure employed by lending institutions to limit the availability of capital based on determinations they make about the credit-worthiness of borrowers as well as the lending environment in general. Raising interest rates above current market rates, regardless of the supply and demand equilibrium, is seen as a form of credit rationing.

Related information about credit rationing:
  1. Credit rationing - Wikipedia, the free encyclopedia
    Credit rationing refers to the situation where lenders limit the supply of additional credit to borrowers who demand funds, even if the latter are willing to pay ...
     
  2. Rationing - Wikipedia, the free encyclopedia
    The concept in economics and banking of credit rationing describes the situation when a bank limits the supply of loans, although it has enough funds to loan out ...
     
  3. Credit Rationing in Developing Countries: - New York University
    other markets, such as land, labor or crop (v) significant credit rationing, whereby borrowers .... However, credit rationing remains a pervasive phenomenon. At ...
     
  4. Credit Rationing in Markets with Imperfect Information - JStor
    Credit Rationing in Markets with. Imperfect Information. By JOSEPH E. STIGLITZ AND ANDREW WEISS*. Why is credit rationed? Perhaps the most basic tenet of ...
     
  5. credit rationing : The New Palgrave Dictionary of Economics
    Early views on credit rationing; Modern credit rationing theory. Bank runs as credit rationing; The limits of credit rationing; How is credit rationing measured ...
     
  6. Credit Rationing, Wealth Inequality, and Allocation of Talent 1
    asymmetric information and transactions costs can lead to credit rationing (e.g., De ... in development has studied the effect of credit rationing on the level of ...
     
  7. Determinants of Credit Rationing: A Study of ... - AgEcon Search
    household survey in Madagascar, this paper presents an analysis of credit rationing behavior by informal lenders and by members of community-based groups ...
     
  8. Credit Rationing in Markets with Imperfect Information by Stiglitz and ...
    Stiglitz and Weiss. Òscar Jordà. U.C. Davis. 2. Idea: show that in a competitive equilibrium a loan market may be characterized by credit rationing. Mechanism: ...