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Fair Credit Billing Act

FCBA. A federal law, passed as an amendment to Regulation Z, also known as the Truth in Lending Act. The FCBA is intended to protect consumers from credit card account billing errors or other unfair practices. The FCBA sets out specific guidelines that must be followed by both consumers and creditors, so a consumer must follow a specific procedure in order to be covered by this law (such as making a written dispute within sixty days of the error), and then the creditor becomes obligated to follow the guidelines set out for creditors.

Related information about Fair Credit Billing Act:
  1. Fair Credit Billing Act - Federal Trade Commission
    It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA). The law applies to "open end" credit ...
     
  2. Fair Credit Billing Act - Federal Trade Commission
    Jul 9, 1986 ... This title may be cited as the “Fair Credit Billing Act”. § 302. Declaration of purpose. The last sentence of section 102 of the Truth in Lending Act ...
     
  3. Fair Credit Billing Act - Wikipedia, the free encyclopedia
    The Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1975 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et ...
     
  4. The Fair Credit Billing Act
    A federal law called the Fair Credit Billing Act gives people who use “open end” ... The Fair Credit Billing Act (FCBA) offers quite a bit of consumer protection for ...
     
  5. 15 USC § 1666 - Correction of billing errors | LII / Legal Information ...
    2086, 2113, provided that, effective on the designated transfer date, the Fair Credit Billing Act (title III of Pub. L. 93–495) is amended by striking “Board” each ...
     
  6. Fair Credit Billing Act (FCBA) Definition | Investopedia
    A federal law designed to protect consumers from unfair credit billing practices. The Fair Credit Billing Act (FCBA) provides guidelines for both consumers and ...
     
  7. FDIC: FDIC Law, Regulations, Related Acts - Consumer Protection
    Jun 29, 2012 ... Section 301 of title III of the Act of October 28, 1974 provides that this Chapter 4 may be cited as the "Fair Credit Billing Act." § 162. Regulation ...
     
  8. Credit - Credit Billing Disputes | USA.gov
    Oct 17, 2012 ... Under the Fair Credit Billing Act, you have the right to dispute charges on your credit card you didn't make, are incorrect, or for goods or ...