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front-end debt-to-income ratio

A calculation used to determine creditworthiness that expresses housing costs as a part of monthly income. Typically includes mortgage or rent payments, mortgage insurance and other financing expenses, but excludes utilities. Opposite of back-end debt-to-income ratio.

Related information about front-end debt-to-income ratio:
  1. Front-End Debt-to-Income Ratio (DTI) Definition | Investopedia
    A variation of the debt-to-income ratio (DTI) that calculates how much of a person's gross income is going towards housing costs. If a homeowner has a ...
     
  2. The Debt-to-Income Ratio: How Much House Can You Afford?
    Nov 11, 2008 ... When we bought our first home in 1994, everyone involved in the transaction told us that our front-end debt-to-income ratio should be 28% or ...
     
  3. Why Debt To Income Matters In Mortgages | Bankrate.com
    The front-end debt-to-income ratio looks at the monthly house payment. The back -end debt-to-income ratio looks at all debt payments. Paying your bills on time, ...
     
  4. Debt to Income Ratio Calculator - Mortgage DTI Ratios
    Enter your current monthly housing expense to calculate your front-end debt to income ratio and your overall DTI ratios. If you are renting, this will be your current ...
     
  5. What is front-end debt-to-income ratio? definition and meaning
    Definition of front-end debt-to-income ratio: A calculation used to determine creditworthiness that expresses housing costs as a part of monthly income. Typically ...
     
  6. What Is a Good Debt-to-Income Ratio - Budgeting Money - The Nest
    Front-End Debt-To-Income Ratio. The housing expense (PITI), or front-end, ratio shows how much of your gross (pre-tax) monthly income would go toward the ...
     
  7. Loan Modifications under HAMP Program
    This is the Front End Debt to Income Ratio (“Front End DTI”). The mortgage payment, plus all other installment payments and debt payments must not equal ...
     
  8. What Is a VA Loan Debt to Income Ratio? | eHow.com
    Lenders calculate the front-end debt-to-income ratio by adding up your fixed monthly expenses such as car and insurance payments and dividing by your gross ...