Exchange Currency

individual savings account (ISA)

Savings account offered in the United Kingdom, which is similar to an IRA. Residents are permitted to deposit 7,000 Euros each year into the account tax free. ISAs are available in two main forms: maxi-ISAs and min-ISAs. Maxi-ISAs are geared to those individuals that mainly want to invest in stocks. The funds are managed by an investment bank or fund group. Mini-ISAs are for people that want to save a bulk of the money in the account to allow it to accrue interest. ISAs were introduced in 1999 and replaced the Personal Equity Plans and Tax-Exempt Special Savings Accounts.

Related information about individual savings account (ISA):
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